Digital inclusion is a material topic
Digital inclusion
Access to digital services is a key driver of economic empowerment, education and financial inclusion across Africa
At Airtel Africa, we are committed to expanding network coverage, increasing smartphone penetration, and ensuring that digital services are accessible and affordable for all. By investing in infrastructure, innovative payment solutions and strategic partnerships, we’re enabling millions to participate in the digital economy.
Our focus areas
Rural penetration
Increasing the penetration of mobile telephony in rural areas – a vital first step towards digital inclusion. For people to buy, use and understand their devices and digital services they must have access to local agents and support.
Affordable products
Ensuring we offer, and continue to develop, a range of attractive and affordable options for our customers.
Payment solutions
Expanding and developing convenient payment solutions for our customers so that they’re able to access digital services as and when they need to.
GRI framework
GRI 203-1 Infrastructure investments and services supported
GRI 203-2 Significant indirect economic impacts
Our approach to managing digital inclusion
We work across our 14 markets developing digital platforms, building a network of agents, increasing smartphone penetration and expanding home broadband (HBB) into urban, semi-urban and rural areas.
By extending our network coverage, we ensure seamless access to digital and financial services for millions of customers. Through our digital platform, MyAirtel, we connect with customers who may otherwise remain beyond the reach of our employees and agents. Through our spam alert services, we actively protect our customers against fraud, helping to build the trust that’s essential to lasting digital participation.
Our work is guided by our digital inclusion strategy and our financial inclusion roadmap which is aligned to all regulatory requirements.
1
Digital inclusion is the key to economic growth. It unlocks access to information, digital education, healthcare and financial services which, in turn, have the power to create employment and reduce poverty.
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Rohit Marwha
Chief marketing and sales officer
Governance
Digital inclusion at Airtel Africa is led by the chief marketing and sales officer with support from cross-functional teams overseeing network expansion, customer engagement and financial inclusion. Our governance structure works as follows:
Sales and distribution are responsible for expanding retail outlets, onboarding agents and facilitating activation of digital services.
Marketing (voice and data) drive the rollout of data and voice products aimed at data customer acquisition and scaling digital inclusion.
Home broadband (HBB) manage residential internet services and fixed-wireless access (FWA) while providing seamless connectivity, bundling home broadband with mobile plans to enhance customer value and reduce churn.
Branding is responsible for developing and maintaining our brand identity, ensuring consistent messaging across all customer touchpoints while playing a key role in building loyalty, simplifying complex offerings and enhancing the overall customer experience in a competitive market.
Revenue and performance is responsible for ensuring network, voice and data services operate efficiently, maximising revenue, identifying and mitigating service gaps, while maintaining compliance and supporting accurate financial reporting.
Key performance indicators (KPIs)
84.2 million
data customers
(+14.8% vs 2024/25)
73.1%
population covered in rural areas
(+0.9% vs 2024/25)
1.8 million
recharge-selling outlets
(1.9 million in 2024/25)
49.5%
smartphone penetration
(+4.7% vs 2024/25)
Progress update against our targets in 2025/26
Rolling out retail and support centres for new users in rural settings
Bringing our network within reach is only the first step. Customers also need local points of support where they can access help and learn how to use our services.
In 2025/26, we continued to expand our distribution footprint across urban, semi-urban and rural areas. Our total data customer base grew by 14.8% year on year, reaching 84.2 million data customers. A key driver of this was the 32.8% increase in the number of outlets. As of 31 March 2026, we have more than 520,000 outlets across 14 markets.
Furthermore, this year, more than 46% of our new customers come from communities outside urban areas, and our rural customer-activating outlets grew to 208,000 as of 31 March 2026, up from 154,000 in 2024/25.
We also scaled our directly owned retail stores from 592 in 2024/25 to 741 in 2025/26, improving our service to high value customers and providing an opportunity to promote HBB. Our frontline sales teams are supported by data-led tools, including analytics, next-best-action recommendations and performance dashboards, to ensure seamless customer care at the point of purchase and beyond.
Increasing customer access to the full range of our digital services
Smartphones unlock the full breadth of our digital services but affordability remains the biggest barrier across our markets. Africa's smartphone penetration stands at around 32.9%, well below the global average of 68.3%†. This is why we focus on bringing 4G-enabled devices within the reach of more customers.
Across our customer base smartphone penetration reached 49.5% as of 31 March 2026, up from 44.8% in 2024/25, a meaningful step forward driven by a combination of network investment, partnerships with OEM handset manufacturers and targeted subsidy programmes.
In addition to smartphones, affordable and reliable home internet is becoming increasingly important for digital participation – for education, employment, financial services and daily life. We’ve continued to scale our HBB offering across all 14 markets this year, unlocking significant growth opportunities through our expanding 5G and fibre networks.
Our HBB customer base reached 0.9 million in 2025/26, representing growth of more than 85% on the previous year. We achieved this by significantly scaling up HBB sales and installation, expanding both our retail experience stores and our direct sales force in key urban areas.
We also fully digitised our sales and installation operations: from customer order through to installation, our processes are now end-to-end digital, improving both efficiency and customer experience. All new customers are onboarded via MyAirtel app, driving greater engagement from the moment of connection.
Promoting convenient payment solutions for 24/7 access to our digital services
Accessible, trusted payment solutions are essential to sustained digital participation. MyAirtel app is our primary platform for self-service, financial management and digital engagement across our 14 markets.
In 2025/26, we redesigned the app to deliver a simpler, more intuitive customer experience, integrating mobile money services so customers can manage self-recharge, make payments and access digital financial services from a single platform. As of 31 March 2026, transactions on MyAirtel app reached $8.3 billion, an 80% increase compared to the previous year. We also reached 10.5 million monthly active users, with 30.4% of mobile money smartphone users using the MyAirtel app, up from 21.0% last year.
We continue to scale our spam alert services across our markets, blocking approximately 62 million fraudulent SMS messages per month in real time. Where customers don't trust digital services, they don't use them – and protecting our customers from fraud is inseparable from our commitment to digital inclusion.
† Source: World Bank Findex, 2025
Partnerships to drive digital inclusion
Partnership with SpaceX: Starlink Direct-to-Cell
In December 2025, we announced an agreement with SpaceX to introduce Starlink’s ‘Direct-to-Cell’ satellite connectivity across our markets. Under this agreement, Airtel Africa customers with compatible smartphones will be able to connect to our network in places that terrestrial coverage has yet to reach – a development that has the potential to fundamentally change what connectivity means in remote communities.
We are the first mobile network operator in Africa to offer this service. We believe it sets a new standard for network availability across our markets, and it reflects our commitment to closing the connectivity gap through every available means – not only infrastructure investment, but strategic partnerships that extend our reach beyond what towers alone can achieve.
OEM partnership: handset financing and subsidies
In response to the rising cost of mobile phones – driven in part by constrained chip supply – Airtel Africa has deepened its partnership with OEMs to make smartphone ownership more achievable for more customers. The programme offers two routes to access: a subsidised purchase option and a flexible financing plan.
Customers can purchase a 4G-enabled smartphone at a subsidised rate or enrol in a payment plan with a 15%–20% upfront payment and flexible daily, weekly or monthly instalments over 12 months. Through this partnership, we’ve also launched 4G-enabled smart feature phones with WhatsApp pre-installed in select markets, enabling connectivity for customers who are not yet ready for full smartphones.
The financing programme is available in Nigeria, Tanzania, Uganda and Zambia. Handset subsidies are available in the DRC, Madagascar, Nigeria, Tanzania and Zambia.
Data customers
Smartphone penetration
Home broadband (HBB) penetration*
* In 2025/26, HBB penetration includes retail and enterprise customers. Numbers are also restated for the previous reporting periods to reflect change in methodology.
Percentage of people in rural locations who can access our network
Digital inclusion in action
Driving smartphone penetration in the DRC
Smartphone affordability remains the single biggest barrier to digital inclusion across our markets and nowhere is this challenge more acute than in the DRC. This year, we've tackled it through a partnership with one of the leading handset manufacturers.
The project made 4G-enabled devices more accessible across Kinshasa and other key urban centres. The initiative supported the adoption of more than two million handsets, increasing smartphone penetration by 4.9% to 50.1% as of 31 March 2026.
In rural areas, where affordability pressures are greatest, we launched a handset subsidy programme offering 4G-enabled smart feature phones at $20, which is the equivalent price of a basic feature phone. Around 30,000 handsets were sold through this programme in its first three months.
As a result of increased smartphone penetration, data customers in the DRC grew by 33% in 2025/26, reaching 8.3 million people by 31 March 2026.

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Our reliable, uninterrupted, high-speed connectivity allows customers to access education, healthcare and to work remotely, which accelerates economic growth and fosters social inclusion.
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Thierry Diasonama
Managing director, Airtel DRC
