10. Finance costs and income

For the year ended

31 March 2026

$m

31 March 2025

$m

Finance costs

Derivative and net foreign exchange (gains)/losses

– Net (gain)/loss on foreign exchange

Nigerian naira

(169)

85

Other currencies

(13)

40

– Net loss on derivative financial instruments

Nigerian naira

20

33

Other currencies

35

21

(127)

179

Other finance costs

– Interest on borrowings and other financial liabilities

319

316

– Interest on lease liabilities

467

319

– Bank charges, corporate guarantee fees and commitment fees

12

15

– Other finance charges

69

13

867

663

Finance income

Interest income on deposits and others

27

20

27

20