23. Borrowings

As of

31 March 2026

$m

31 March 2025

$m

Secured

Term loans1

194

237

194

237

  

Unsecured

Term loans1

975

989

975

989

  

1,169

1,226

As of

31 March 2026

$m

31 March 2025

$m

1 Includes debt origination costs.

Secured

Term loans1

98

55

98

55

  

Unsecured

Term loans1

666

596

Bank overdraft

255

444

921

1,040

  

1,019

1,095

As of

31 March 2026

$m

31 March 2025

$m

Within one year

1,022

1,095

Between one and two years

591

416

Between two and five years

497

709

Over five years

86

110

2,196

2,330

Total

borrowings

$m

Floating rate

borrowings

$m

Fixed rate

borrowings

$m

USD

681

556

125

Euro

74

74

UGX

149

139

10

KES

385

362

23

XAF

199

199

XOF

56

56

NGN

301

0

301

TZS

71

71

ZMW

155

145

10

RWF

104

104

Others

21

21

31 March 2026

2,196

1,347

849

  

USD

755

688

67

Euro

70

70

UGX

158

77

81

KES

409

409

XAF

236

236

XOF

43

43

NGN

396

13

383

TZS

74

74

ZMW

73

44

29

RWF

94

94

Others

22

22

31 March 2025

2,330

1,375

955

Entity

Relation

Outstanding borrowing amount

Security details

31 March 2026

$m

31 March 2025

$m

Airtel Networks Limited

Subsidiary

226

230

Pledge of all fixed and floating assets.

Airtel Tanzania plc

Subsidiary

61

62

First Pari-Passu security in form of fixed and floating charge over all assets, with certain agreed exclusions, for the outstanding amount with a maximum amount of up to 125% of the facility.

Nxtra Africa Data (Nigeria) Limited

Subsidiary

4

Debt of Nxtra is guaranteed by Airtel Networks Limited which further has recourse to all fixed and floating, current and future assets of Airtel Nigeria.

As of

31 March 2026

$m

31 March 2025

$m

1 Excluding non-fund based facilities such as bank guarantees.

Undrawn credit facilities

607

423